Today, I will solely focus on commercial vehicle insurance and provide comprehensive information about the exclusions associated with it. It is crucial for every customer to be well-informed about these exclusions in order to make an informed decision. By carefully reviewing the conditions outlined in the Oriental Commercial Vehicle Insurance Policy, you will gain a thorough understanding of the coverage and exclusions provided by this plan. This insurance offers significant benefits when using your commercial vehicle within your geographical area or even outside of it, if necessary. Additionally, it ensures coverage against any claim arising from contractual liability, making the process hassle-free for you. The insurance also provides detailed specifications and limitations for your investment in a commercial vehicle, catering to your specific needs and exclusions.
Oriental Commercial Vehicle Insurance Claim Process
To file a claim for damages caused by a commercial vehicle accident, please follow the steps outlined below:
1. Notify Oriental Insurance Company Limited immediately about the incident.
2. Download the claim process form and submit it to the company along with all the necessary documents.
3. Once the claim form, properly filled and signed, along with all the required documents are submitted, the claim will be processed.
4. Additionally, you will need to provide a list of documents for verification purposes under this insurance.
5. You must also include a copy of the claim intimation form, along with a receipt for the premium payment made to the policyholder and Oriental Insurance Company Limited.
6. It is important to provide all the aforementioned documents, as well as any other documents requested by the insurance company.
Please note that the coverage provided by this insurance does not include total loss or hardships outside of India. Furthermore, accidents caused by drivers under the influence of alcohol are not covered. Additionally, daily wear-and-tear, depreciation, mechanical breakdown, and consequential damages are also not covered. Lastly, damages resulting from nuclear war accidents, rebellion, war, or any other form of damage caused by war are not covered by this insurance policy.
In the upcoming section, I will discuss an additional insurance policy that will be communicated to you through the Common Section. You will receive all the necessary details regarding this insurance. I would like to express my gratitude to all those who have consistently provided me with their valuable support.
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