Inclusions and eligibility criteria Bajaj Allianz Family Floater Health Guard Insurance. AN54

 In this article, I will discuss the numerous advantages of this particular plan, which is highly beneficial for all customers. It ensures that you can fully avail its benefits whenever necessary. This plan is offered to us by Kinkud, and it is available in two modes: Silver Plan and Gold Plan. Now, let us delve into the comprehensive details of the health insurance plan provided by Bajaj Allianz Health Guard and Family Floater, including all the inclusions specifically designed for you. Rest assured, this plan is specifically tailored for our needs and covers all the medical expenses required through insurance.


Furthermore, this plan guarantees a maximum of Rs. 20,000 per customer for the entire duration of the policy. In addition, any ambulance charges incurred will be fully reimbursed. The insurance company will also cover all expenses related to day care treatment. Rest assured, the insurance will fully cover your recovery expenses. Additionally, if you opt for a two-year policy, you will receive a four percent extra benefit, and if you choose a three-year policy, you can enjoy an eight percent benefit. Regardless of the policy you select, there is a permanent benefit of at least Rs. 7500 per year.


Moreover, every policyholder, regardless of the plan chosen, will receive an additional cumulative bonus of up to 10%. This insurance plan also covers homeopathic and ayurvedic hospital expenses for everyone. Regardless of the sum assured, the policy will provide coverage for organ donor expenses. Additionally, all expenses related to bariatric surgery will be covered. You will also have the option of receiving exact co-payment from the insurance company, and if you choose all the desired options, you will receive an additional 20% discount. Furthermore, after completing three years, you will have exclusive access to health checkup facilities through this preventive health program.


This insurance plan provides comprehensive coverage for maternity and newborn expenses. To be eligible for this plan, you must be at least 18 years old, and you will receive special benefits until the age of 65. For children, the entry age is between 3 months and 30 years. As a silver plan holder, you can receive up to two lakhs through your insurance, based on the sum insured. Additionally, the Gold Family Floater Health Plan offers a special offer of up to 50 lakhs. It is important to note that Bajaj Allianz Health Guard Family Floater Health Insurance has exclusions, so please be aware of them. The insurance will not cover all medical expenses, and there is a separate waiting period of 3 years for pre-existing conditions and diseases. 


If you decide to purchase this insurance policy, you will have confirmation benefits for the first 30 days, but there will be no coverage for any special claim requests or illnesses. Full eligibility for insurance claims will only be granted after completing 2 years of treatment for certain diseases such as Sinusitis, Hernia, and Cataract. Joint replacement procedures have a waiting period of up to 3 years. 


Furthermore, the insurance will cover medical conditions resulting from the overuse of drugs, alcohol, and other intoxicants. After a waiting period of up to 3 years, bariatric surgeries will also be fully covered. We hope this insurance policy is clear and reasonable for everyone. Thank you to those who have supported us from the beginning.

   

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